FOXmls.com: Credit Scores

Showing posts with label Credit Scores. Show all posts

How Foreclosure Affects Your Credit Score

Published: Jume 11, 2010

Foreclosures—and how you handle them—may have long-term credit score implications.

Modified loan on home can hurt

DETROIT – Jan. 5, 2010 – The last thing many troubled homeowners want to hear is that they could be denied a car loan after they get a chance to modify their home loan.

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BUYERS GET A REBATE

Today's New Listings with a Rebate!

Search over 325,000 properties in Illinois and Florida. We actually pay you to allow us to represent you in the purchase of any of these properties. Get certified to earn a rebate by clicking on “Get Started” below.

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When a property is listed for sale with a real estate agent ("Listing Agent"), the Listing Agent historically offers a 3.0% commission to the real estate agent ("Buyer's Agent") who procures the buyer.

In this case, FOXmls.com acts as a Buyer's Agent to assist the buyer in the purchase of a home. As a Buyer's Agent, FOXmls.com will receive a commission from the Listing Agent. FOXmls.com will share ("Refund") any commission received over 1.5% with our client, the buyer. Our Refund is subject to lender approval, and there may be restrictions with VA or FHA loans. Your Refund cannot be used as part of your down payment or to meet the capital reserve requirements of your loan program.

The Buyer will receive representation during the purchase transaction and FOXmls.com, as the Buyer's Agent, will work hard to get the Buyer the home wanted at the best price and terms possible.

Transaction Example:
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SELLER
PAYS 6%
COMMISSION

Commissions

are split...

3% TO
LISTING
AGENT

3% TO
BUYER
AGENT

Any commission over
1.5% is shared with
you, the Buyer.

1.5% TO YOU
HOME BUYER

1.5% TO US
BUYER AGENT

Calculate your rebate

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As REALTORS®, since 1995, we have saved our clients between 50% and 100% of the commission while advertising their property on the REALTOR® MLS, REALTOR.com, Trulia, Zillo, C21, Re/Max and hundreds of web sites. Approximatly 20% of our sales are sold without any commissions being paid. Our SmartAd Virtual Marketing system routes all consumer calls directly to you bypassing all commissions. Learn more about the difference between a Traditional REALTOR and Us! Following is a summary of our Flat Fee Plan: