FOXmls.com: Sep 22, 2009

Consider a Home Equity Line of Credit

Published: September 22, 2009

Opening up a home equity line of credit makes sense for some homeowners; just make sure you understand what you´re getting into.

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When a property is listed for sale with a real estate agent ("Listing Agent"), the Listing Agent historically offers a 3.0% commission to the real estate agent ("Buyer's Agent") who procures the buyer.

In this case, FOXmls.com acts as a Buyer's Agent to assist the buyer in the purchase of a home. As a Buyer's Agent, FOXmls.com will receive a commission from the Listing Agent. FOXmls.com will share ("Refund") any commission received over 1.5% with our client, the buyer. Our Refund is subject to lender approval, and there may be restrictions with VA or FHA loans. Your Refund cannot be used as part of your down payment or to meet the capital reserve requirements of your loan program.

The Buyer will receive representation during the purchase transaction and FOXmls.com, as the Buyer's Agent, will work hard to get the Buyer the home wanted at the best price and terms possible.

Transaction Example:
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SELLER
PAYS 6%
COMMISSION

Commissions

are split...

3% TO
LISTING
AGENT

3% TO
BUYER
AGENT

Any commission over
1.5% is shared with
you, the Buyer.

1.5% TO YOU
HOME BUYER

1.5% TO US
BUYER AGENT

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